https://www.bankbazaar.com/personal-loan/working-capital-loan.html
Several public and private banks in India offer working capital loans to their customers. Here are some of the major banks and NBFCs that provide this loan:
| HDFC Bank | |
|---|---|
| Loan amount | • Valuedraw - Rs.10 lakh - Rs.25 lakh |
| • Elitedraw - Rs.25 lakh onward | |
| Tenure | At the discretion of the bank. |
| Interest rate | At the discretion of the bank |
| Processing fee | • Up to 1% of the amount or Rs.7,500 whichever is lesser. |
| • Rs.5,000 + tax will be collected as a non-refundable amount as administrative cost towards the valuation and legal expenses. |
| Capital Float | |
|---|---|
| Loan amount | Rs.5 lakh - Rs.50 lakh |
| Tenure | 1 year - 3 years |
| Interest rate | 15% p.a. - 24% p.a. |
| Processing fee | Up to 2% of the loan amount |
| Indian Overseas Bank | |
|---|---|
| Loan amount | Rs.10 lakh - Rs.2 crore |
| Tenure | At the discretion of the bank. |
| Interest rate | At the discretion of the bank |
| Processing fee | At the discretion of the bank |
| Razorpay | |
|---|---|
| Loan amount | Rs.50,000 - Rs.5 lakh |
| Tenure | 3 months - 12 months |
| Interest rate | 1.25% p.m. onwards |
| Processing fee | 1% -5% of the loan amount |
| Bandhan Bank | |
|---|---|
| Loan amount | As per assessment conducted by the bank |
| Tenure | At the discretion of the bank |
| Interest rate | 10.06% p.a. - 16.64% p.a. |
| Processing fee | Minimum of 1% plus applicable service tax |