With a Savings Account, you can make your hard-earned money work for you with our attractive Savings Account interest rates. With HDFC Bank, you can avail of interest rates of up to 3.50% for balances of and exceeding ₹50 lakh and 3.00% for account balance less than ₹50 lakh*.
Our NetBanking and Mobile Banking platforms allow you to access and manage your Savings Bank Account facilities, regardless of the geography. With our online banking platforms, you can check your account balance, view account statements, request chequebooks, open Fixed Deposits and more.
You can avail of a secure Debit Card with your HDFC Bank Savings Account. The Debit Card allows you to pay for online and offline spends and withdraw cash from ATMs. What’s more, our Debit Cards also come with various insurance benefits that differ across card variants.
You can send money to other bank accounts at any time and from any place, thanks to online banking. We facilitate online fund transfers via National Electronic Fund Transfer (NEFT), Real Time Gross Settlement (RTGS), Immediate Payment Service (IMPS) and Unified Payments Interface (UPI).
Long queues for paying bills are a thing of the past, thanks to our swift and secure online bill payment interface. With our NetBanking and MobileBanking platform, you can pay utility bills instantly, be it electricity, water, property tax, etc. Plus, you can provide standing instructions to automate recurring bill payments.
At HDFC Bank, we understand that banking needs can differ across individuals. You can thus choose from a host of Savings Accounts.
A Regular Savings Account is a standard interest-generating deposit account. You will receive a Debit Card that allows online purchases and cashless payments for in-store purchases. Our Savings Account also comes with NetBanking and Mobile Banking platforms that offer an efficient way to bank remotely. You can transfer funds to different bank accounts almost instantly. Typically, you are required to maintain a minimum monthly balance in the account.
A Senior Citizen Savings Account is a Savings Account designed for senior citizens and their varied financial needs. Such accounts come with special facilities including Doorstep Banking Services, comprehensive insurance benefits, free Debit Card and preferential Fixed Deposit rates, among others. The bank also offers a free passbook facility, payable-at-par cheques, online utility bill payments, online fund transfers, etc.
As an HDFC Bank Savings Account holder, you can open a Kids’ Savings Account for your child who is 18 years and under in age. Our Kids’ Savings Account can help you inculcate the habit of disciplined savings in your child from an early age. With your permission, we can issue a Debit Card for your child with limits on cash withdrawals and spends. Other features include free Education Insurance cover and online banking provisions.
A Women’s Savings Account comes with features and benefits uniquely designed for women. As a Women’s Savings Account holder, you can enjoy preferential interest rates for various Loans. The bank also offers special Debit Cards with higher cash withdrawal and shopping limits. You can also avail of complimentary insurance benefits, airport lounge access and other unique perks with your Debit Card.
A Basic Savings Bank Deposit (BSBD) Account is a type of Savings Account wherein you’re not required to maintain an average monthly balance. With this zero-balance account, you can enjoy most perks available with a standard Savings Bank Account. You can access the account with digital banking platforms, enjoy Debit Card facilities, avail of cross-product benefits and more.