<aside> <img src="/icons/forward_red.svg" alt="/icons/forward_red.svg" width="40px" /> Although HDFC beats SBI, it is still a backmarker in this field due to low interest rates.
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https://www.paisabazaar.com/savings-account/5-best-salary-account-choices-for-salaried-individuals/
| Bank Name | Maximum Interest Rate (p.a.) | Applicable Amount |
|---|---|---|
| RBL Bank Executive Salary Account | 7.00% | Above Rs. 3 crore up to Rs. 7.5 crore |
| IDFC First Corporate Salary Account | 7.00% | Above Rs. 5 lakh and up to Rs. 25 crore |
| Kotak Platina Salary Account | 4.00% | Above Rs. 50 lakh and up to Rs. 100 crore |
| Axis Bank Prime Salary Account | 3.50% | Rs. 50 lakh and up to less than Rs. 2,000 crore |
| HDFC Bank Regular Salary Account | 3.50% | Of and above Rs. 50 lakh |
| ICICI Bank Salary Account | 3.50% | Rs. 50 lakh and above |
| SBI Corporate Salary Package | 3.00% | Balance Rs. 10 crore and above |
https://www.cprgyan.in/best-banks-for-salary-account-in-india/
Sleek, dependable, and loaded with benefits—that’s the Kotak Bank Platina Salary Account for you. While the interest rate stands at a solid 4.00%, the suite of features and perks catches the eye. First up, let’s talk about ATM transactions.
The Platinum debit card with this account offers unlimited transactions across all VISA ATMs in India. No more counting withdrawals or worrying about extra fees when running low on cash.
Transferring funds? This account has you covered with no charges on NEFT, RTGS, or IMPS transactions. It’s like having a superhighway for your money, and you’re in the fast lane. Safety comes standard here, with a complimentary Personal Accidental Death Cover of up to Rs. 25 lakh. It’s an essential feature that underscores the account’s commitment to your well-being, offering a peace of mind that’s often hard to quantify.
The account also caters to those who like their funds to work smart, not just hard. The Auto Sweep-in/Sweep-out facility effortlessly maximizes your earning potential by moving your excess funds to a higher interest-bearing account and returning them when needed.
And for those who cherish their valuable possessions, Kotak throws in a 25% discount on locker rental, making it easier and more affordable to keep your valuables safe and secure.
The Kotak Bank Platina Salary Account is like a Swiss Army knife of financial tools—versatile, reliable, and thoughtfully designed for the modern professional. With a balance of essential features and beneficial extras, it’s an account that knows how to take good care of your salary—and you.
Variety is the spice of life, and Axis Bank serves it up generously with its plethora of Salary Account options. There are no cookie-cutter solutions here; you can choose from a buffet of accounts tailored to meet diverse needs and lifestyles.
Whether it’s the Liberty, Easy Access, Priority, Prestige, Axis Republic, Employee Reimbursement, Defence, or Prime Salary Account, each comes with customized features, withdrawal and shopping limits, and debit card options.
Axis Bank offers a competitive interest rate of 4.00%, starting with the basics. Transferring funds is a breeze with free fund transfers across NEFT, RTGS, and IMPS. Got a Platinum Debit Card? Enjoy unlimited transactions across all VISA ATMs in India, liberating you from the limitations of your bank’s ATM network.
Like some of its top-tier counterparts, Axis Bank also provides the convenience of automatic ‘Sweep in and out,’ a feature that essentially acts like a financial wizard, managing your surplus funds for maximum interest earning.
But what’s financial security without personal safety? The account comes bundled with personal accidental death coverage of up to ₹25 Lakh, lending you an essential safety net in life’s most unpredictable moments.
Need a safe place for your valuables? Axis Bank is there for you, offering a 25% discount on locker rentals—a substantial saving for something essential.
The Axis Bank Salary Account is not just another account; it’s a customizable financial ecosystem. If choice, flexibility, and thoughtful features are what you seek, then this might just be your financial haven. With Axis Bank, your salary is not just stored; it’s nurtured, optimized, and safeguarded.